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Meet Ari.Your AI CFO.

Ari connects to your ledger, bank and payroll, keeps one model of the company current, and tells you what changed before you ask.

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Helping teams at

  • SmartProperty
  • Clad
  • Ordinal
  • Iron & Resin
  • Kyber
  • Jobandtalent

Most companies run on a file like this.

A question from the CEO, the board or a client means tracing formulas and checking what changed. Hand the file to an agent, and it has to reconstruct that context too.

❯

It’s not built for agents.

The agent can calculate an answer. In this session, it has to trace relationships across five sheets, then start another search for the follow-up.

Veyra_Systems_Board_Package_Q4FY26_vF_FINAL_v27.xlsxRead-OnlyLast saved by Finance 4:45 PM
I5
='ARR & Retention'!I11
RowABCDEFGHIJKLM
1P&L - 8 Quarters Actual + 4 Quarters Forecast
2All $ values are USD millions.
3MetricQ1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27Q2 FY27Q3 FY27Q4 FY27
4StatusActualActualActualActualActualActualActualActualForecastForecastForecastForecast
5Revenue14.515.516.617.919.521.323.125.127.329.531.734.0
6Revenue growth YoY34.5%37.4%39.2%40.2%40.0%38.5%37.2%35.5%
7Gross margin78.6%78.9%79.1%79.5%79.2%79.8%80.4%80.7%80.8%81.0%81.1%81.3%
8Cost of revenue3.13.33.53.74.14.34.54.85.25.66.06.4
9Gross profit11.412.213.114.215.417.018.620.322.123.925.727.6
10R&D OpEx5.35.55.86.06.36.56.66.87.07.17.37.5
11S&M OpEx6.56.87.17.57.98.38.89.29.69.910.310.7
12G&A OpEx2.02.12.22.22.32.42.52.62.72.82.82.9
13Total OpEx13.814.415.115.716.517.217.918.619.219.820.521.1
14EBITDA(2.4)(2.2)(1.9)(1.5)(1.0)(0.2)0.71.62.84.05.36.6
15EBITDA margin(16.8%)(14.0%)(11.6%)(8.5%)(5.3%)(0.9%)3.0%6.5%10.3%13.7%16.6%19.3%
16
17Beginning cash92.090.288.787.687.187.288.390.593.798.3104.1111.3
18EBITDA(2.4)(2.2)(1.9)(1.5)(1.0)(0.2)0.71.62.84.05.36.6
19Working capital source or use0.60.70.81.01.21.31.51.61.71.81.92.0
20Ending cash90.288.787.687.187.288.390.593.798.3104.1111.3119.8
21Rule of 4029.1%36.5%42.1%46.7%50.3%52.2%53.8%54.8%
22
❯ ~/Desktop/Veyra_Systems_Board_Package_Q4FY26_vF_FINAL_v27.xlsx
Veyra_Systems_Board_Package_Q4FY26_vF_FINAL_v27.xlsxRead-OnlyLast saved by Finance 4:45 PM
I5
='ARR & Retention'!I11
RowABCDEFGHIJKLM
1P&L - 8 Quarters Actual + 4 Quarters Forecast
2All $ values are USD millions.
3MetricQ1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27Q2 FY27Q3 FY27Q4 FY27
4StatusActualActualActualActualActualActualActualActualForecastForecastForecastForecast
5Revenue14.515.516.617.919.521.323.125.127.329.531.734.0
6Revenue growth YoY34.5%37.4%39.2%40.2%40.0%38.5%37.2%35.5%
7Gross margin78.6%78.9%79.1%79.5%79.2%79.8%80.4%80.7%80.8%81.0%81.1%81.3%
8Cost of revenue3.13.33.53.74.14.34.54.85.25.66.06.4
9Gross profit11.412.213.114.215.417.018.620.322.123.925.727.6
10R&D OpEx5.35.55.86.06.36.56.66.87.07.17.37.5
11S&M OpEx6.56.87.17.57.98.38.89.29.69.910.310.7
12G&A OpEx2.02.12.22.22.32.42.52.62.72.82.82.9
13Total OpEx13.814.415.115.716.517.217.918.619.219.820.521.1
14EBITDA(2.4)(2.2)(1.9)(1.5)(1.0)(0.2)0.71.62.84.05.36.6
15EBITDA margin(16.8%)(14.0%)(11.6%)(8.5%)(5.3%)(0.9%)3.0%6.5%10.3%13.7%16.6%19.3%
16
17Beginning cash92.090.288.787.687.187.288.390.593.798.3104.1111.3
18EBITDA(2.4)(2.2)(1.9)(1.5)(1.0)(0.2)0.71.62.84.05.36.6
19Working capital source or use0.60.70.81.01.21.31.51.61.71.81.92.0
20Ending cash90.288.787.687.187.288.390.593.798.3104.1111.3119.8
21Rule of 4029.1%36.5%42.1%46.7%50.3%52.2%53.8%54.8%
22

It’s not built for agents.

The agent can calculate an answer. In this session, it has to trace relationships across five sheets, then start another search for the follow-up.

Veyra_Systems_Board_Package_Q4FY26_vF_FINAL_v27.xlsxRead-OnlyLast saved by Finance 4:45 PM
I5
='ARR & Retention'!I11
RowABCDEFGHIJKLM
1P&L - 8 Quarters Actual + 4 Quarters Forecast
2All $ values are USD millions.
3MetricQ1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27Q2 FY27Q3 FY27Q4 FY27
4StatusActualActualActualActualActualActualActualActualForecastForecastForecastForecast
5Revenue14.515.516.617.919.521.323.125.127.329.531.734.0
6Revenue growth YoY34.5%37.4%39.2%40.2%40.0%38.5%37.2%35.5%
7Gross margin78.6%78.9%79.1%79.5%79.2%79.8%80.4%80.7%80.8%81.0%81.1%81.3%
8Cost of revenue3.13.33.53.74.14.34.54.85.25.66.06.4
9Gross profit11.412.213.114.215.417.018.620.322.123.925.727.6
10R&D OpEx5.35.55.86.06.36.56.66.87.07.17.37.5
11S&M OpEx6.56.87.17.57.98.38.89.29.69.910.310.7
12G&A OpEx2.02.12.22.22.32.42.52.62.72.82.82.9
13Total OpEx13.814.415.115.716.517.217.918.619.219.820.521.1
14EBITDA(2.4)(2.2)(1.9)(1.5)(1.0)(0.2)0.71.62.84.05.36.6
15EBITDA margin(16.8%)(14.0%)(11.6%)(8.5%)(5.3%)(0.9%)3.0%6.5%10.3%13.7%16.6%19.3%
16
17Beginning cash92.090.288.787.687.187.288.390.593.798.3104.1111.3
18EBITDA(2.4)(2.2)(1.9)(1.5)(1.0)(0.2)0.71.62.84.05.36.6
19Working capital source or use0.60.70.81.01.21.31.51.61.71.81.92.0
20Ending cash90.288.787.687.187.288.390.593.798.3104.1111.3119.8
21Rule of 4029.1%36.5%42.1%46.7%50.3%52.2%53.8%54.8%
22
~/Desktop/Veyra_Systems_Board_Package_Q4FY26_vF_FINAL_v27.xlsx
Reading it.
unzip · 18 sheets · workbook.xml · sharedStrings.xml
label map · every cell's text is an index · 214 strings
column A, all 18 sheets · learning what each row means
Indexed. Ask.
If S&M hiring slips a quarter, what happens to ending cash?
Finding S&M. It lives in three places, under three names.
Workforce!A7 · 'Operating Expenses'!A8 · 'Operating Expenses'!A10
Tracing the chain.
'Operating Expenses'!B10 = B8*B9 -> Workforce!B7 · Assumptions!$B$10
'P&L & Cash'!B20 = B17+B18+B19 -> B14 = B9-B13 -> B13 = SUM(B10:B12)
five sheets · twelve quarters · ramp rebuilt outside the file
Ending cash Q4 FY27: $121.3M, against $119.8M in the plan.
One caveat. Every row meaning is my read of column A. The file never states it.
Good. Now the same, but we also hold enterprise hires.
That reuses nothing. The chains live in my context, not in the file. Digging again.
❯

It’s not built for agents.

The agent can calculate an answer. In this session, it has to trace relationships across five sheets, then start another search for the follow-up.

We rebuilt spreadsheets for agents.

Spreadsheets are useful for humans because they’re two-dimensional and tactile. Agents work faster in n-dimensional space. We built REAM, a spreadsheet infra designed specifically for agents.

FOR HUMANS

Sep 26YoY
Revenue$2,262,284+14.4%

FOR AGENTS

REAM

> revenue[month=sep 26]

$2,262,284

Wherever the numbers live, Ari is there too.

Connect all your systems.

LEDGER & ERPNetSuite, QuickBooksPAYROLL & HRISRippling, ADPBANKINGMercury, BrexBILLINGStripe, PaddleCRMSalesforce, HubSpotWAREHOUSE & BISnowflake, LookerSPREADSHEETSGoogle Sheets, Excel

And builds your model.

Main ScenarioUpsideDownside
SummaryP&LCash flowHeadcount
Veyra SystemsLTM to Q2 FY27
Ending ARR$122.4M
Net new ARR$33.6M
LTM NRR111.9%
Revenue$105.0M
Billings$116.5M
Gross margin80.7%
Total OpEx$75.6M
EBITDA$9.2M
Free cash flow$15.8M
Ending cash$104.1M
Headcount542

It messages you first when something moves.

AriAPP7:04 AM

Overnight rebuild done, checks pass.

  • ARR $122.4M, +37.8% year over year
  • EBITDA $9.2M LTM, fourth straight positive quarter
  • Cash $104.1M, up $15.8M on the year
  • One move: churn $0.5M in Q2, from $0.4M. Worth a look.

One model for everyone who needs the numbers.

What moved? What do we tell the board? Can we afford 30 more reps? How did we finish against plan? Nobody rebuilds a spreadsheet to answer any of them.

07:30 AM - FINANCE LEAD

Find what moved, down to the invoice.

Ask where a variance came from and it answers in the lines behind it, each one linked to its source.

Gross margin is running 1.1 pts under plan this quarter. What moved?

Cloud hosting, $0.21M over plan. All of it is the usage tier added in August: two invoices in last month’s close.

Payment fees (+$40K) and support contractors (+$30K) make up the rest.

Variance notes updated. Each line links to its source.

Want hosting reforecast at the new tier through Q4 FY27?

❯
09:55 AM - CHIEF OF STAFF

Your board deck arrives, two weeks early.

It reads your calendar, drafts on the model, and answers you right in the thread.

AriAPP

AriAPP9:55 AM

Board meeting is 2 weeks out. First draft of the deck is done, off last night’s close.

  • ARR $104.8M, ahead of plan
  • EBITDA $1.6M, second positive quarter
  • NRR 104%, down from 112% a year ago. Churn is the problem.

Q4 board deck · first draft

Lives on the model, not in this thread. It updates as the numbers move.

app.cfo.ai · Veyra Systems

You9:58 AM

We know churn is an issue. What do we say about it?

AriAPP9:59 AM

  • Open with it. Boards punish surprises, not problems.
  • Name the cohort: FY25 self-serve. Enterprise is clean.
  • Show the fix moving: renewal desk since March, 2 logos saved in Q4.
  • Slide 9 now leads with it.
Message Ari
06:56 PM - CEO

Model the big bet, then take it.

You ask in one line; it models the consequences, and the switches are yours.

You · 18:56

What if we hire 30 salespeople now?

Ari · 18:57

30 reps now is $2.7M of FY27 EBITDA on its own. Add growth −9 pts and cloud +1 pt: the worst case still prints $11.2M. Profit holds.

$18.7MFY27 PLAN−$3.6MGROWTH−$2.7MHIRES−$1.2MCLOUD$11.2MWORST CASEBREAKEVEN
GROWTH −9 PTSHIRESCLOUD +1 PT
01:03 AM - CEO

See the numbers behind the board summary.

The board view in the product, straight off the model.

Board summary

Q4 FY26 · main

EBITDA margin by quarter

Solid = actuals · dashed = plan
EBITDA POSITIVE · Q3 FY26POSITIVE · Q3 FY26(16.8%)(16.8%)19.3%19.3%Q1 FY25Q4 FY26 · CLOSEQ4 FY27

Plan vs actual

PlanActualVar
Ending ARR$102.4M$104.8M+$2.4M
Revenue$25.4M$25.1M($0.3M)
Ending cash$94.5M$93.7M($0.8M)
Headcount515508(7)

ARR finished 2.3% above plan. Revenue came in 1.2% under. Q4 free cash flow was $3.2M.

07:30 AM - FINANCE LEAD

Find what moved, down to the invoice.

Ask where a variance came from and it answers in the lines behind it, each one linked to its source.

Talk to a HumanTry it free now

Gross margin is running 1.1 pts under plan this quarter. What moved?

Cloud hosting, $0.21M over plan. All of it is the usage tier added in August: two invoices in last month’s close.

Payment fees (+$40K) and support contractors (+$30K) make up the rest.

Variance notes updated. Each line links to its source.

Want hosting reforecast at the new tier through Q4 FY27?

❯

In their own words.

“Ari is a signal that this founder gives a damn and he understands his numbers, because Ari makes you do that.”
Damian EsparzaFounder / CEO, SmartProperty
“cfo.ai is the truth. If you want to know what the heck your company is spending on and if it is driving to ROI, you owe it to yourself to set this finance agent up for yourself.”
Garry TanCEO, Y Combinator
“It basically got to the same recommendations that I had gotten to with Claude in like a month in almost 30 minutes. Like, it was incredible.”
Nirav SuraiyaFP&A Leader
“A week would have been generous. It would have taken me months to do it, and it's why I hadn't done it, because I was just like, I don't have the time for this. And I was able to basically dump it all into Ari, and it did it.”
Jake PetoskeyFP&A consultant, former PE operating partner
“My lord this is powerful.”
Tyler HallVP of Operations, Efficient Computer
“You've put a toolset in front of me that I can do things that I didn't think of doing with Claude, nor would I have had not just the ambition, but the confidence to ask Claude to do it.”
Bo BrustkernFractional CFO, turnaround consultant

Put Ari to work on your numbers.

Ari builds your model and keeps it current.

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